After deeply researching and analyzing the banking software system, NCL found the following issues:
     1) After the construction of a number of banking internal application systems, form a so-called “application island”;
     2) The growing number of banking applications is difficult to expand the overall structure of the banking IT.
     3) Business association between the banking application systems have been increasingly improved, but the functions between application systems are independent.
     4) Because the data of each system is independent stored, and they are lack of effective communication channels, resulting in some simple and complex business processes are difficult to be efficiently realize.
     With many years’ experience in banking software system development, NCL researched and developed the patented product BALI, (Bank Applications Linker Infrastructure). BALI provides a comprehensive business system Linker Infrastructure platform for banks, which cannot only achieve business interconnection between application systems, but also support the integration between newly developed application system and the existing systems.
     BALI associated all application systems of the banks by providing association platform to support complex business automation. By introducing the association platform, can also avoids the large-scale transformation for the existing systems’ association with other systems.
The advantages of BALI 
     1) Real-time information exchanges between systems;
     2) More rational business processes and improves the efficiency of banking operations;
     3) To ensure data consistency between multiple systems;
     4) Reduce the development and maintenance workload for the association of the systems.
     “BALI” is a solid step of NCL on the road of building “standardization development system”. In the future we will continue to explore and practice, contribute to the establishment of Chinese Standardization banking software development system.